Terms & Conditions

Welcome to Velumo. By downloading or using the App, you agree to these Terms.

1. Service Overview

Velumo is a productivity and wellness assistant app that helps users manage tasks, goals, finances, and schedules with AI support.

2. Free Trial & Subscription

Velumo offers a 7-day free trial with full access.

After the trial, continued access requires a paid subscription via the App Store.

Pricing may vary based on local currency conversions.

Payments are processed by Apple. You can manage or cancel subscriptions in your App Store account.

3. User Responsibilities

You agree not to:

4. Data & Privacy

By using Velumo, you agree to our Privacy Policy. You remain the owner of your personal data. We only process data to provide and improve services.

5. Termination

We may suspend or terminate your account if you violate these Terms. You may delete your account at any time in Settings.

6. Liability

AI-generated suggestions (including task planning, scheduling, budgeting guidance, and insights) are provided for general informational purposes only. Velumo does not guarantee accuracy, and these suggestions should not be relied upon as professional advice.

Velumo’s budgeting features provide general financial guidance only. All financial information displayed in the App is based solely on data entered by the user. Velumo does not provide financial, investment, tax, or legal advice, and no part of the App should be relied upon as such.

7. Changes

We may update these Terms or our Privacy Policy. If changes are significant, we will notify you in-app or via email.

8. Governing Law

These Terms are governed by the laws of England & Wales.